Varietal Wine Information Blog

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April 2008 - Wine Makers

Today's Wine Makers Article

Home Cellar - Mortgage repayment option from Premiercru Fine Wine Investments



Mortgage payments are a considerable cost to a household, and homeowners are searching for ways to save money. Running an investment plan alongside an interest only mortgage can considerably reduce costs in the long term, and Premier Cru Fine Wine Investments believes that Fine Wine acts as an ideal investment vehicle for mortgage repayment.
To meet the growing needs of homeowners, Premier Cru Fine Wine Investment has today launched a Fine Wine Investment Mortgage Repayment Product, branded 'Home Cellars', which uses fine wine as the repayment vehicle, alongside most interest only mortgages
Key points include:
* Potential to significantly reduce costs compared to Capital Repayment schemes (see below);


* Investment is tax free and not assigned to the mortgage lender;


* Growth in Fine Wine generally exceeds standard investments (see graph)


* Long history of stability in the Fine Wine investment market;


* Investment is flexible allowing the holder to adjust monthly payments to suit financial needs; and


* Life assurance is a separate term insurance, meaning holders do not lose cover if the wine investment is temporarily stopped.


Comparison of Capital Repayment Mortgage vs Interest Only with a Fine Wine Investment Vehicle
This comparison is based on a 35 year old non smoker with a ?250,000 mortgage at 5.45% fixed for the term of the loan. Wine fund growth is at 10% p.a with no growth for first 3 years, including 1.5% p.a management fee. Source: Fiscal Concepts Mortgage Brokerage.

About the Author


by Jo Adams for Fabweb Internet Services on behalf of Premier Cru Fine Wine Investments Limited

Wine Makers and More

Wine for Women Only - Oh, Please...


1. Wines For Women - Never!
2. Flash-in-the-Pan Gimmick Wine?
3. Ugh! No Vintage
Here I sit, in my favorite pink flannel, Lucille Ball Grape Stomping...


Click Here to Read More About Wine ...

Wine Makers Items For Viewing

The FTD Sunshine Splendor Arrangement - Premium


An arrangement to spread some cheer at a difficult time. Yellow roses, orange snapdragons and yarrow are surrounded by white spider chrysanthemums and orange carnations. Appropriate to send to a home or to a funeral. S7-3477P


Price: 149.99 USD



Headlines on Wine Makers

Macka, soca giants glitter at Madison - Jamaica Observer


Macka, soca giants glitter at Madison
Jamaica Observer, Jamaica - Mar 30, 2008
There were also samples aplenty, the more memorable ones being Bob Marley's Waiting In Vain; Tony Matterhorn's 2006-relaese-turned-global-phenom, Dutty Wine ...


Dutty Wine kills teen

Mon, 30 Oct 2006 06:06:23 PST
Popular Jamaican dance kills teenager.

Jamaican Youth dies after doing the "Dutty Wine"

Sat, 11 Nov 2006 16:51:44 PST
If you wondering what the Dutty Wine is... check it out here,http://www.youtube.com/watch?v=sLbiMj9PpF0

Cherie, on va zouker ce soir ?

Fri, 12 Jan 2007 15:37:41 PST
Voici une présentation de quelques sites, que vous ne pouvez pas manquer si vous voulez enflammer les dance floors tropicaux, montrer votre maîtrise de la dutty wine, salir le carreau de la personne, faire tourner les demoiselles enivrées au punch coco (ou à la despé, mais bon le punch coco ça a quand même plus de classe …),… Bref voici une sélect

A good laugh - Woman falls off stage

Sun, 20 May 2007 07:15:45 PDT
Want a good laugh, check out this woman doing the Dutti wine. She has heart.


Pinot Grigio
Wine Taste
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2:16 PM

We hope that through reading of this article on Wine Spectator , interest in Wine Spectator is once again activated.

Wine Spectator For Your Reading Pleasure

Making your own wine



Copyright 2006 Michael Saville


Wine making has a rich history. It has been a part of humankind's diet over the centuries throughout the world. History books show this to be the case with the numerous quotes from almost all major civilizations about wine and its beneficial effects. For example, the Bible has wine held as a holy drink and is compared to the blood of Jesus.


It is generally considered that wine is the naturally fermented juice of fresh fruit or berries. But as a rule t is generally derived from grapes. In that sense, wine is an agricultural product as it is derived from grapes, an agricultural produce. With little assistance from mankind, grapes are converted by nature through a chemical process into an alcoholic beverage. Over time and through learning, we have come to know how to produce highest quality grapes to produce finest qualities of wine. We have also learned how to pair it with food so that we get the best effect of both.


It is possible to make wine from scratch rather than from a kit. However, there are some important things to think about when doing this. You need to collect the grapes carefully and separate them from the stems and press them to obtain grape juice. It is better if you use a commercially available grape press machine. If you choose to do it manually at home, there is a possibility you may not press the grapes right and ruin the whole batch. Ensure that you separate the seeds and skins from the grape juice. It is important to learn everything about your grape type as this will help greatly to achieve the wine you want. The grapes body and texture as well as colour influence all final results. Start the process of fermentation by adding sugar and alcohol to the fresh grape juice. Once the sugar is dissolved completely or the alcohol content reaches fifteen percent you have produced your own wine. Store the ready made wine in a cool place, first in wooden barrels and then once the wine is ready in bottles. You should store the bottles horizontally. Finally, do not forget the cork. Remember to seal your bottles with proper, air tight corks, which will keep your wine away from air and from getting oxidized.


For newcomers to the home wine making process, a wine making kit for beginners is probably the best choice to help get you started in this pastime. A wine making kit for beginners includes all of the basic equipment that you will need in order to produce wine right at home. In a typical wine making kit for beginners, you would receive: a primary fermentor, glass secondary fermentor, hydrometer, stopper and fermentation lock, siphon-hose, and a sterilizer. With a wine making kit you can create your own wine and name it whatever you want. You can even get kits that create labels for you that can specifically showcase your wine to whatever specifications you would like.


It is worthwhile giving a note of caution here. Before you consider undertaking the task of wine making, you should realize that wine making is a long process that requires a lot of patience. Additionally, wine making must be attended to with a great degree of precision, since a person who is not paying attention during the wine making process might find the end result to be wine with a horrible taste. However, if you are a person who truly appreciates the complexity of wine, you might find the process of home made wine making enjoyable in the sense of mastering an art. In attempting to create your own wine, you are forcing yourself to examine what is involved in making a wine that you appreciate, and wine is no longer something that you just purchase from your local wine shop.

About the Author


Michael Saville has prepared other information on all aspects of both wine making and wine tasting. For more information visit http://www.wine-making.me.uk

Another short Wine Spectator review

Ancient Biblical Grape Juice And Wine Drinkers, Raisin Eaters And Teetotalers (part 1) Scriptures (m


Copyright (c) 2006 Patrick Malcolm
The purpose of writing this article is an attempt to clarify opinions, about whether it is a sin or social offense ...


Click Here to Read More About Wine ...

Featured Wine Spectator Items

Wine Club 3 Bottles 1 Month Prefer Fruity/Sweet


Our elite Wine Club is a monthly wine adventure of International Wines from the four corners of the world. We search out delicious, great wines from the smaller, family owned wineries. Each selection comes with information about each wine that wine drinkers would like to know. Selections from Dry, Mixed, or Fruity. WG301F


Price: 59.95 USD




Wine Sauces

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